
This hearty Texas Trash Dip transforms basic ingredients into an irresistible crowd-pleaser that disappears within minutes at every gathering. The combination of seasoned ground beef, creamy cheese, and zesty spices creates a warm, indulgent dip that keeps everyone coming back for just one more scoop.
I first made this dip for a last-minute Super Bowl party when I needed something substantial but easy. The pot was scraped clean before halftime, and now it's requested at every family gathering we host. My brother-in-law once ate nearly half the dish himself before anyone else had a chance!
Ingredients
- Ground beef provides the hearty base that makes this dip so satisfying and sets it apart from lighter versions
- Onion and garlic create an aromatic foundation that infuses the entire dip with flavor
- Cream cheese brings rich creaminess and helps bind all ingredients together
- Sour cream adds tanginess that balances the richness of the cheese and meat
- Diced tomatoes with green chilies delivers perfect heat and acidity without extra chopping
- Refried beans gives the dip its substantial texture and helps it cling perfectly to chips
- Chili powder and cumin authentic Tex-Mex seasoning duo that provides depth and warmth
- Cheddar cheese forms that irresistible golden bubbling top layer everyone fights over
- Green onions offers fresh contrast to the rich dip and adds visual appeal
- Tortilla chips sturdy chips are essential for scooping this substantial dip
Step-by-Step Instructions
- Preheat and Prepare
- Turn your oven to 350°F. This moderate temperature ensures the dip heats through properly without burning the cheese. Select a shallow baking dish approximately 9x13 inches to maximize the surface area for that coveted cheesy top layer.
- Cook the Meat
- Brown the ground beef in a large skillet over medium heat until no pink remains, breaking it into small crumbles as it cooks. Add the diced onion when the beef is about halfway done and cook until the onion becomes translucent. Add minced garlic during the final minute to prevent it from burning and becoming bitter. Drain any excess grease thoroughly to prevent an oily dip.
- Mix in Creaminess
- Reduce heat to medium-low to prevent scorching. Add softened cream cheese in chunks, stirring constantly as it melts into the meat mixture. The lower temperature gives you control as you incorporate the sour cream, ensuring a smooth texture without separation. Continue stirring until no white streaks remain.
- Add Flavors
- Pour in the drained diced tomatoes with green chilies, being careful not to add excess liquid. Fold in the refried beans using a spatula, working them throughout the mixture. Sprinkle the chili powder, cumin, salt, and pepper evenly across the surface and stir thoroughly to ensure even distribution of the spices throughout the dip.
- Bake
- Transfer the mixture to your prepared baking dish, spreading it evenly with a spatula. Cover the entire surface generously with shredded cheddar cheese, extending it all the way to the edges to prevent the dip from drying out. Bake for 20-25 minutes until the cheese has melted completely and developed golden brown spots.
- Garnish and Serve
- Remove from the oven and let stand for 5 minutes to allow the dip to set slightly. Sprinkle chopped green onions across the top for color and freshness. Serve while still hot, surrounded by sturdy tortilla chips for dipping.

The refried beans are truly the secret ingredient here. Many dips rely solely on cheese for texture, but the beans add body and substance while stretching your ingredients further. My grandmother would make a similar dip using leftover taco meat, and this recipe evolved from her waste-nothing depression-era cooking philosophy.
Make-Ahead Options
This dip shines as a prepared-in-advance option for busy hosts. You can completely assemble the mixture up to a day before your event, cover it tightly with plastic wrap, and refrigerate. When ready to serve, simply remove from the refrigerator while the oven preheats, top with cheese, and bake. You may need to add an extra 5-10 minutes to the baking time if cooking directly from the refrigerator.
Customization Ideas
The beauty of Texas Trash Dip lies in its adaptability. For a spicier version, add a diced jalapeño with the onions or substitute pepper jack for half the cheddar cheese. Vegetarians can enjoy this by replacing the ground beef with plant-based crumbles or an extra can of beans. For a lighter version, use reduced-fat cream cheese and Greek yogurt instead of sour cream. My family loves adding a layer of guacamole on top after baking for an extra dimension of flavor.
Serving Suggestions
While tortilla chips are the classic pairing, this versatile dip works beautifully with many vehicles. Try serving with toasted baguette slices, bell pepper wedges, or thick-cut cucumber rounds for lower-carb options. For a complete meal, spoon the warm dip over baked potatoes or use as a filling for quesadillas. At my last game day gathering, I set up a dip station with various chips and vegetable options, allowing guests to customize their dipping experience.
Recipe FAQs
- → Can I make Texas Trash Dip ahead of time?
Yes, you can prepare the dip mixture up to 24 hours in advance and refrigerate it in your baking dish. When ready to serve, let it sit at room temperature for 30 minutes, then add the cheese topping and bake as directed, adding 5-10 minutes to the baking time if still cool from the refrigerator.
- → Can I make this dip in a slow cooker?
Absolutely! Brown the meat with onions and garlic first, then combine all ingredients except the cheese topping in a slow cooker. Cook on low for 2-3 hours, add the cheese during the last 30 minutes, and keep on warm setting for serving.
- → What can I substitute for ground beef?
Ground turkey, chicken, or plant-based meat alternatives work well as substitutes. You could also use chorizo for extra spice or a combination of meats for more complex flavor. Ensure any meat substitute is fully cooked before combining with other ingredients.
- → How spicy is this dip?
As written, this dip has a mild to medium heat level. The spiciness comes primarily from the diced tomatoes with green chilies and chili powder. To reduce heat, use mild tomatoes with chilies and less chili powder. To increase spiciness, add diced jalapeños or a dash of hot sauce.
- → What sides pair well with Texas Trash Dip?
While tortilla chips are the classic pairing, this dip is also delicious with pita chips, bagel chips, or fresh vegetable crudités like bell pepper strips, celery, or carrot sticks. For a heartier approach, serve it with warmed flour tortillas or garlic bread.
- → How long will leftovers keep?
Leftover dip can be stored in an airtight container in the refrigerator for up to 3-4 days. Reheat in the microwave until hot throughout, or in the oven at 325°F covered with foil until warmed through. The texture may thicken when chilled, so you might want to add a splash of milk when reheating.