
This loaded potato and meatloaf casserole is the ultimate comfort food for chilly nights when you crave something hearty and packed with flavor. It layers savory meatloaf with creamy mashed potatoes, gooey melted cheese, and crisp bacon for a crowd-pleasing dish that always disappears fast at my family table.
This casserole first saved me during a holiday potluck when I needed something filling but easy. Now my kids want it every time we celebrate together.
Ingredients
- Ground beef: brings juicy flavor and heartiness to the main layer Look for beef with moderate fat for best texture
- Onion and garlic: add savory depth and aromatic richness Freshly chopped is best for full flavor
- Breadcrumbs: help bind the meatloaf I like panko for a lighter crumble
- Egg: ensures your meatloaf holds together after baking
- Milk: keeps the meatloaf and potatoes moist and tender Whole milk or cream brings extra richness
- Ketchup and Worcestershire sauce: give a classic tang and savory punch Pick your favorite ketchup variety
- Russet potatoes: make the fluffiest mashed layer Choose firm and unblemished spuds
- Butter: adds creaminess to the mash Go for real butter for the best taste
- Cheddar cheese: melts over the top for gooey appeal Sharp cheddar gives a bolder flavor
- Bacon: brings a smoky crunch Crispy cooked bacon bits deliver the perfect finish
- Chives or thyme: brighten up every serving Fresh herbs make the dish pop
- Optional brown gravy: ties everything together Use a homemade or favorite store-bought version
Step-by-Step Instructions
- Prepare the Meatloaf Base:
- In this step, preheat your oven to 375 degrees Fahrenheit and grease a nine by thirteen inch baking dish thoroughly. Mix together the ground beef, finely chopped onion, minced garlic, breadcrumbs, egg, milk, ketchup, Worcestershire sauce, salt, and pepper in a large bowl. Combine gently just until the mixture comes together without overworking to keep the meatloaf tender. Press the mixture evenly into the prepared dish, smoothing the top. Bake for twenty to twenty five minutes until mostly cooked through and lightly browned. If there is any excess grease after baking, carefully drain it off to prevent soggy layers.
- Make the Mashed Potatoes:
- Peel and dice three or four large russet potatoes, then place them in a large pot with salted water. Bring to a boil and cook for fifteen to twenty minutes or until the potatoes are easily pierced with a fork. Drain well and return the potatoes to the pot. Add butter and milk or cream along with salt and pepper. Mash the potatoes until completely smooth and creamy, tasting and adjusting the seasoning if needed.
- Assemble the Casserole:
- Once the meatloaf base is cooked, gently spread your creamy mashed potatoes over it, making sure to cover the entire surface evenly. Sprinkle the mashed potato layer with cheddar cheese and crumbled bacon. This step adds both color and a satisfyingly crunchy top.
- Bake and Serve:
- Return the assembled casserole to the hot oven and bake for another fifteen to twenty minutes until the cheese melts fully and begins to bubble. Allow the casserole to rest for five minutes before slicing. Garnish with chopped chives or fresh thyme just before serving. If desired, ladle with warm brown gravy to make each portion extra decadent.

Crispy bacon is probably my favorite ingredient in this casserole Because my family loves the salty crunch on top they always fight for the corners. I remember my dad sneaking an extra crumble onto his slice every time I made this dish growing up.
Storage Tips
Store leftovers in an airtight container in the refrigerator for up to four days. You can also freeze the entire cooled casserole wrapped tightly for up to two months. To reheat, bake covered at three hundred fifty degrees Fahrenheit until hot throughout or microwave individual pieces for a quick meal.
Ingredient Substitutions
If you want to lighten up the base you can swap in ground turkey or chicken for the beef. For dairy free requests use olive oil in the potatoes and a dairy free cheese alternative. Toss in cooked corn or peas between the layers for added veggies and fiber.
Serving Suggestions
This casserole is filling on its own but pairs perfectly with a simple side salad or roasted vegetables. Top it with plenty of fresh herbs for a bright finish or serve alongside classic green beans for a nostalgic dinner.
Recipe Roots
Loaded potato and meatloaf casseroles have roots in both American diners and classic home kitchens. They combine that Sunday dinner nostalgia with a playful twist by stacking favorite comfort foods in one dish. Whenever I serve it friends comment on how it tastes a bit like old fashioned shepherd’s pie but with a cheesier and heartier flavor.
Recipe FAQs
- → Can I prepare this casserole ahead of time?
Absolutely. Assemble the layers, then refrigerate until ready to bake the final 20 minutes.
- → Is it possible to freeze leftovers?
Yes. Cool the casserole completely, wrap well, and freeze for up to two months for best quality.
- → How should I reheat portions for best results?
For even heating, cover and bake at 350°F or microwave single servings until warmed throughout.
- → Can I substitute ground turkey for the beef?
Yes, ground turkey works as a leaner alternative while maintaining the dish's flavor and texture.
- → What extra toppings can I add for flavor?
Fresh chives, thyme, or even a scoop of savory gravy enhance the casserole's delicious layers.